Does OG Cannabis Insurance actually pay claims?

We have a 95% claims approval rate and personally advocate for every client during the claims process. Our job is to fight for you when you need coverage most.

Does standard business insurance cover federal cannabis seizures?

No. Standard business insurance policies explicitly exclude cannabis-related losses, including federal seizures, because cannabis remains federally illegal. You need cannabis-specific insurance with endorsements covering regulatory seizures, asset forfeiture, and compliance defense costs.

How do I get a cannabis insurance quote without a state license yet?

You can obtain pre-licensing insurance quotes using your business plan, projected revenue, planned operations, and facility details. Most carriers require proof of license application submission and security plans. Pre-licensing quotes remain valid 60–90 days.

How much does general liability insurance cost for a dispensary vs. a cultivation site?

Dispensary general liability insurance typically costs $3,500–$8,000 annually, while cultivation sites range from $5,000–$12,000 due to higher operational risks. Pricing depends on revenue, location, security measures, and claims history.

How quickly can I get a quote?

Most clients receive quotes within 24 hours. Our cannabis-specific process is significantly faster than traditional insurance brokers.

Is OG Cannabis Insurance a legitimate company?

Yes, OG Cannabis Insurance is a fully licensed insurance brokerage specializing in cannabis coverage since 2015. The company operates nationwide and maintains a strong industry reputation.

What are the mandatory insurance requirements for a cannabis startup in 2026?

Cannabis startups typically need general liability insurance, product liability coverage, and workers' compensation. Some states also require commercial property and professional liability depending on operations.

What is the difference between claims-made and occurrence coverage for cannabis businesses?

Claims-made policies cover incidents only if both the incident and claim occur during the policy period. Occurrence policies cover incidents that happen during the policy term regardless of when the claim is filed.

Cannabis Insurance: OG Cannabis Coverage Guide

OG Cannabis Insurance Blog

The insurance game is an ever-changing environment, especially in the Cannabis Dispensary Insurance sector. There are a variety of different factors (e.g. cannabis laws and policies) that can affect the way your insurance works and how you and your business are covered.

The OG Cannabis Insurance blog keeps you up to date on cannabis insurance, laws and policies, and dispensary insurance news so you can be proactive on protecting yourself when the unexpected happens. We update our cannabis insurance blog regularly so check back soon for more posts!

Sep 15

California Cannabis Insurance & DCC Compliance Guide: Surety Bond Requirements, Insurance Coverage, and Cost Breakdown

Posted by admin on Tuesday, September 15th, 2026 in Insurance Blog

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Understanding California DCC surety bonds is essential for businesses. Get insights into cannabis insurance costs and compliance for a successful venture.

Aug 27

2026 Definitive Guide to Commercial Cannabis Insurance Brokers in the United States: Cannabis Coverage Options and Broker Selection

Posted by admin on Thursday, August 27th, 2026 in 31

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The essential guide for cannabis insurance brokers in 2026 offers insights, strategies, and tips to navigate the evolving industry landscape effectively.

Aug 17

Cannabis Business Insurance Requirements by State: 2026 Guide to Coverage, Limits, and Compliance

Posted by admin on Monday, August 17th, 2026 in 31

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Learn about essential cannabis business coverage limits for 2026. This guide provides clarity on regulations to secure your business effectively.

Aug 17

Master Policy vs. Standalone Policies: How Multi-Location Cannabis Operators Cut Insurance Costs

Posted by admin on Monday, August 17th, 2026 in Insurance Blog

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Multi-location cannabis operators can streamline operations and reduce costs with master policies. Learn how they achieve efficiency and savings today.

(877) 473-7979

OG Cannabis Insurance Blog

California Cannabis Insurance & DCC Compliance Guide: Surety Bond Requirements, Insurance Coverage, and Cost Breakdown

2026 Definitive Guide to Commercial Cannabis Insurance Brokers in the United States: Cannabis Coverage Options and Broker Selection

Cannabis Business Insurance Requirements by State: 2026 Guide to Coverage, Limits, and Compliance

Master Policy vs. Standalone Policies: How Multi-Location Cannabis Operators Cut Insurance Costs

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(877) 473-7979

OG Cannabis Insurance Blog

California Cannabis Insurance & DCC Compliance Guide: Surety Bond Requirements, Insurance Coverage, and Cost Breakdown

2026 Definitive Guide to Commercial Cannabis Insurance Brokers in the United States: Cannabis Coverage Options and Broker Selection

Cannabis Business Insurance Requirements by State: 2026 Guide to Coverage, Limits, and Compliance

Master Policy vs. Standalone Policies: How Multi-Location Cannabis Operators Cut Insurance Costs

CATEGORIES

LATEST COMMENTS

TAG CLOUD

LATEST BLOG POSTS

Corporate Office

Call Center

Email

(877) 473-7979

Important Links

Subscribe