OG CANNABIS INSURANCE.COM

SO. CAL’S BEST INSURANCE SERVICES, INC.

9587 Arrow Rte. Suite K
Rancho Cucamonga, CA 91730

(877) 473-7979

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OG Cannabis Insurance Blog

The insurance game is an ever-changing environment, especially in the Cannabis Dispensary Insurance sector. There are a variety of different factors (e.g. cannabis laws and policies) that can affect the way your insurance works and how you and your business are covered.

The OG Cannabis Insurance blog keeps you up to date on cannabis insurance, laws and policies, and dispensary insurance news so you can be proactive on protecting yourself when the unexpected happens. We update our cannabis insurance blog regularly so check back soon for more posts!

What is the difference between claims-made and occurrence coverage for cannabis businesses

Posted by WP Support on Monday, April 20th, 2026 in
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What is the difference between claims-made and occurrence coverage for cannabis businesses

Category: General Question

Claims-made policies cover incidents only if both the incident and claim occur during the active policy period. Occurrence policies cover any incident that happens during the policy term, regardless of when the claim is filed—even years later. For cannabis businesses facing long-tail product liability risks (contamination, health effects), occurrence coverage provides superior protection but costs 20–40% more. OG Cannabis Insurance recommends occurrence coverage for cultivators and manufacturers due to extended liability exposure.

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    9587 Arrow Rte. Suite K
    Rancho Cucamonga, CA 91730

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    Phone:(877) 473 7979
    Fax: (661) 943-8877

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    manuel@ogcannabisinsurance.com

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    (877) 473-7979

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    CA#0F82096 NV#3214287 OR#100294075
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